Preheat oven to 350 F.
In a skillet, heat oil. Add onion and saute until they start to change color. Add meat. After a few minutes, add scallions and spices. Cook until meat is browned and cooked through. Add cilantro and stir to combine.
Heat a deep skillet with enough oil for deep frying. Cut tortillas into quarters. Place in hot oil and fry until crispy. Drain on paper towels and toss with a little salt.
In an oven save dish, place chips on the bottom. Top with the meat and then the black beans. Sprinkle cheese on top.
Put in oven for 3-5 minutes until cheese melts.